The farther down this page you read, you’ll start to feel a sense of relief as you gain significant understanding about your Philadelphia car rental. Specifically, you’ll gain inside knowledge on what insurance company bears the responsibility in the unfortunate event you have an accident in your car rental. There are several factors that will come into play and each will have to be weighed very carefully.
Before you leave the Philadelphia car rental company, ask for the all the necessary information that describes in detail what you must do in case you are in an accident. Car rental companies often request that you prove you have insurance. Your personal insurance policy should provide adequate coverage for you while driving a rental car. Proving you have your own insurance protects the car rental agency in the event that the car crash is your fault. They will be able to make a claim on your insurance to cover all damages.
If on the other hand you are in an accident where you are rear ended and it is determined it is not your fault, talk to your personal insurance company to find out the exact steps you need to take. In most cases the Philadelphia car rental company you use will submit a claim to the insurance company of the man or woman who caused your accident. Damages will be paid directly to the rental car company. It pays to find out the exact rules and regulations that apply to rental cars in accidents. Remember, call the police, even if the accident is minor, and get the insurance information from the driver. Know where you stand and you’ll avoid headaches and hassles.
